Vermont Insurance Blog

5 Additional Coverages High Value Home Insurance Can Afford Homeowners

Posted by Jake Hynes on Sep 12, 2017 9:28:32 AM

High value home insurance policies give wealthy Vermont homeowners an easy way to insure both their houses and the contents in them. In general, these policies offer more coverages than standard policies do. Here are five coverages that people who have an expensive primary or secondary house in the ...

Will Canceling My Seasonal Business’ Commercial Auto Insurance Save Me Money?

Posted by Jake Hynes on Aug 10, 2017 9:42:37 AM

Canceling a seasonal business’ commercial auto insurance policy when the work season is over may seem like a logical and wise decision to reduce a business’ overhead. After all, why should chimney sweeps, snow plowers, and holiday retailers pay auto insurance premiums during the offseason, when ...

What Documents Do I Need When Applying for Car Insurance in Vermont?

Posted by Jake Hynes on Jul 21, 2017 1:54:00 PM

Applying for auto insurance is a fairly simple and straightforward process. You will need to have some paperwork in order, though. Here are the documents you’ll need when applying for car insurance in Vermont.

What Types of Business is Inland Marine Insurance For?

Posted by Jake Hynes on Jul 17, 2017 6:53:36 PM

Inland marine insurance was originally developed to protect cargo while it was being transported across land (as opposed to across the ocean). When the insurance was first offered, waterways offered the most efficient modes of travel. Thus, the insurance became known as inland marine coverage. ...

What Coverages Should You Look for in a Business Owners Policy?

Posted by Jake Hynes on Jul 7, 2017 10:11:19 AM

Business owners policies are package insurance policies that provide basic insurance coverages many businesses in Vermont need. Here are some particular coverages to look for when selecting a business owners policy for your business.

How Can You Determine the Replacement Costs on Your Condo Insurance?

Posted by Jake Hynes on Jun 30, 2017 5:20:44 PM

When purchasing condo insurance, it’s important to know how much rebuilding your Vermont condominium would cost. Without an accurate replacement cost estimate, it’s difficult to know how much replacement cost coverage you should include in your condo policy. Here are some ways to estimate your ...

Ask to See Contractors Insurance Before Getting Work Done on Your Home

Posted by Jake Hynes on Jun 5, 2017 1:32:26 PM

When hiring a contractor to do work on your house, there are many details to discuss before any work is begun. One detail that some homeowners overlook is insurance. Before agreeing to have any contractor do work on your Waterbury, Vermont home, ask to see proof of their contractors insurance. ...

How Should Your Saint Albans, VT Business Get General Liability Insurance?

Posted by Jake Hynes on May 25, 2017 5:13:43 PM

General liability insurance is a foundational commercial insurance. It’s a coverage that many businesses in Saint Albans, VT should have, and it’s one that’s found in several different types of insurance policies. If you own a business in the area, here’s a look at three different ways your company ...

Does Renters Insurance Cover Your Smartphone?

Posted by Jake Hynes on Apr 24, 2017 4:28:52 PM

Most renters in South Burlington, Vermont have smartphones (as more and more of the population is). Tenants, however, often don’t know whether their smartphones are protected by their renters policies. Whether or not your smartphone is covered by your renters insurance is probably fairly ...

Who Gets Your Life Insurance Benefits if the Primary Beneficiary Dies?

Posted by Jake Hynes on Apr 17, 2017 11:58:02 AM

When purchasing life insurance, it’s usually standard practice to name beneficiaries. When naming beneficiaries, some people neglect to name contingent beneficiaries. If you aren’t sure whether contingent beneficiaries are listed on your life policy, here’s why you should ask your South Burlington, ...

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