Tree Service Insurance in Vermont
What is Tree Service Insurance?
The work that arborists do comes with inherent risk, including risk to themselves, to others and to property. Tree service insurance helps arborists in Vermont protect their businesses from many of the risks that come with operating in this industry.
Tree service insurance is a specific type of commercial insurance that’s uniquely designed for arborists and their businesses. The insurance is usually offered through package policies, which combine multiple coverages together in order to offer protection from a range of risks.
Get a Quote
“Friendly and prompt – I have been with T.S Peck for many years and have no complaints with their trusted service. They have always taken a friendly approach to their craft and are always willing to answer all of my questions!”
“We Contacted T.S Peck Insurance to inquire about auto insurance/ After with with Jake, we explored combining our auto and home insurance, in turn realizing a big savings.”
“When I called for a quote, my agent was personable and helpful. He always got back to me quickly with answers, which is extremely important. The entire process was handled in a timely manner and was able to meet my expectations and beyond.”
“Jake Hynes and the folks at T.S. Peck have been awesome to work with! As a recent start-up, we were new to the “buying business insurance” scene. One phone call and all our concerns were laid to rest. The service has been great and the prices are very competitive. We recently price shopped again and found we were still in the best hands!”
What Businesses in Vermont Need Arborist Insurance?
Most tree service businesses in Vermont ought to have arborist insurance, for not insuring a business exposes it to risk and this is usually the most appropriate type of insurance for these businesses.
Of course, tree service can encompass a range of tree-related work. Businesses that provide any of the following services might need this insurance:
- Tree removal
- Tree pruning and trimming
- Tree pest management
- Hardscaping
- Landscaping
- Municipal tree care
What Coverages Are Available Through Arborist Insurance Policies?
The coverages that arborist insurance policies come with can vary, and businesses often have the option to choose what coverages are in their policy. Nonetheless, there are several protections that these policies tend to make widely available and may be recommended for a business:
- General Liability Coverage, which may cover common accidents resulting in injury or property damage to others
- Errors and Omissions Coverage, which may cover errant advice that’s given to customers
- Product Liability Coverage, which may cover injury or property damage that tools, fertilizers or chemicals cause to others
- Business Property Coverage, which may cover business-owned facilities, equipment and tools
- Inland Marine Coverage, which may cover equipment as it’s taken to and from job sites
- Equipment Breakdown Coverage, which may cover vital equipment if it breaks down unexpectedly
These are just some of the coverages available through arborist policies. For a comprehensive overview of the protections that are available and can be useful, tree service professionals should contact an insurance agent who specializes in this type of policy.
Get in touch with our team!
For questions or concerns, please contact our independent insurance agents.
Office: 41 IDX Drive, Suite 135
South Burlington, VT 05403
Office: 158 Lake St,
St Albans, VT 05478