Sporting Goods Store Insurance in Vermont
What is Sporting Goods Store Insurance?
Stores that sell sporting goods are exposed to the risks that are common to the retail industry, but these stores also face risks that are specific to sporting goods products. Sporting goods store insurance can help protect Vermont retailers in this space from many of the common and specific risks that they face.
Sporting goods store insurance is specialized commercial insurance for retailers that sell sporting goods products. In order to protect against both general and specific risks, these policies normally come as package policies that combine several coverages together.
Get a Quote
“Friendly and prompt – I have been with T.S Peck for many years and have no complaints with their trusted service. They have always taken a friendly approach to their craft and are always willing to answer all of my questions!”
“We Contacted T.S Peck Insurance to inquire about auto insurance/ After with with Jake, we explored combining our auto and home insurance, in turn realizing a big savings.”
“When I called for a quote, my agent was personable and helpful. He always got back to me quickly with answers, which is extremely important. The entire process was handled in a timely manner and was able to meet my expectations and beyond.”
“Jake Hynes and the folks at T.S. Peck have been awesome to work with! As a recent start-up, we were new to the “buying business insurance” scene. One phone call and all our concerns were laid to rest. The service has been great and the prices are very competitive. We recently price shopped again and found we were still in the best hands!”
What Vermont Businesses Are Sporting Goods Store Policies Right For?
Most retailers in Vermont that sell sporting goods can benefit from the protections that sporting goods store policies provide. This generally includes both general sporting goods retailers and specialty retailers, such as those that sell hunting, skiing, golfing, biking or fishing equipment.
Most retailers that sell firearms should specifically look for a policy that’s designed to protect the increased risks that firearms present. An insurance agent who specializes in sporting goods stores policies can help firearms retailers find a gun store insurance policy that provides the protection they need.
What Coverages Are Available Through Sporting Goods Store Policies?
Sporting goods store policies may provide a variety of coverages within their bundled protections. Some of the more commonly offered coverages are:
- General Liability Coverage, which might cover basic accidents and defamation suits
- Product Liability Coverage, which might cover accidents involving products
- Cyber Liability Coverage, which might cover data breaches and website attacks
- Commercial Property Coverage, which might cover owned buildings and inventory
- Business Income Coverage, which might cover disaster-related closures
Retailers with extensive and/or valuable products may want an endorsement that increases the limits on their inventory-related property coverage. An endorsement provides more narrowly defined protection, and some policies offer endorsements for inventory. An experienced insurance agent can help with setting up an endorsement if one is needed.
Get in touch with our team!
For questions or concerns, please contact our independent insurance agents.
Office: 41 IDX Drive, Suite 135
South Burlington, VT 05403
Office: 158 Lake St,
St Albans, VT 05478