Motorcycle Insurance in Vermont
Getting out on the open road is a thrill and way of life for motorcycle drivers across Vermont. With the wind blowing in your face and the sun shining overhead, it’s a beautiful sight.
At T.S. Peck Insurance, our goal is to provide you with a variety of affordable insurance options, so you can focus on enjoying your ride without worrying about the financial repercussions of a crash.
Legal Requirements in Vermont
Just like insuring a car, Vermont requires that riders carry a minimum amount of liability motorcycle insurance, as well as uninsured and under-insured motorist coverage.
Liability Coverage - Helps to pay for damages and injuries sustained by other vehicles if you are at fault for an accident.
Uninsured Motorist Coverage - Helps to protect you and pay your costs if another driver causes an accident without carrying enough insurance to pay for all the damages.
There are many other types of motorcycle insurance available to riders. Depending on your budget, riding habits, and other factors, you may want to consider adding additional coverage for more complete protection. Our independent agents can help determine what policy options are right for you. Some popular choices include:
Guest Passenger Liability - To help cover injuries to your passenger.
Medical Payments - To help pay for any reasonable medical treatment you need due to the accident, regardless of fault.
Collision Insurance - To help pay for damages to your bike if it collides with another vehicle or object.
Comprehensive Coverage - To help pay for damages due to fire, theft, or vandalism.
Custom Equipment Coverage - To help pay for replacing custom elements of your motorcycle, such as a sidecar or paint job.
Discounts and Pricing
Because the riding season in Vermont is only about 6 months long, at T.S. Peck we work with motorcycle insurance companies that offer seasonal pricing. This helps you save money, while providing all the coverage you need. Our independent agents will help you find any available discounts, such as:
- Safety Course discounts
- Rider Group discounts
- Anti-Theft discounts
No matter what kind of motorcycle you drive, we want to help you get the coverage you need. From complying with Vermont state laws to purchasing coverage for your accessories and killer paint job, we have all the motorcycle insurance options available.