Vermont Insurance Blog

Does Your Homeowners Insurance Protects Against Winter Hazards?

Posted by Jake Hynes on May 8, 2017 11:48:31 AM

Burlington, Vermont has long, harsh winters that can take a toll on houses. Snow and ice pose threats during the cold months of winter, and snow melt can cause problems once the weather warms up in spring. If you have a house in this far north in Vermont, make sure your homeowners insurance policy ...

Beware for an Audit When Your Workers Compensation Insurance Expires

Posted by Jake Hynes on Mar 15, 2017 12:52:55 PM

Workers compensation insurance policies are generally written for 12-month terms. At the end of a policy’s term, an insurer will often perform an audit -- and they may adjust the policy’s premium. Here’s why insurers perform audits and sometimes adjust premiums, along with how Waterbury, Vermont ...

Does Your Richmond, VT Home Have Open Perils Homeowners Insurance?

Posted by Jake Hynes on Jan 27, 2017 5:05:11 PM

Homeowners insurance is designed to protect a policyholder’s house and the possessions in it from damages. The potential causes of damage that policies provide coverage for, however, can vary a lot. To find out what hazards your home insurance protects your Richmond, VT house from, you’ll need to ...

Plowing in Charlotte, VT? Check Your Commercial Auto Insurance Policy First

Posted by Jake Hynes on Jan 24, 2017 7:39:05 PM

As winter sets in, snow plowers in Vermont ought to review their commercial auto insurance policy’s coverages. In addition to checking over their policy’s bodily injury, property damage, collision, and comprehensive coverages, plowing businesses should also carefully review their policy’s ...

General Liability Insurance in Waterbury, VT: Class Action Lawsuit Tips

Posted by Jake Hynes on Jan 13, 2017 3:33:56 PM

General liability insurance helps protect businesses from a wide range of lawsuits, which often includes class action suits. If you run a business in Waterbury, Vermont, here’s why you may want to consider the ways that general liability coverage can protect your company from class action suits -- ...

Why Non Profits in South Burlington Need Employment Practices Liability Insurance

Posted by Jake Hynes on Nov 28, 2016 12:46:44 PM

Employment practices liability policies help protect businesses from lawsuits related to their employment decisions and practices. This type of insurance isn't only meant to protect for-profit companies. Nonprofit organizations can be accused of many of the same illegal employment practices that ...

4 Ways Businesses in South Burlington Can Save on Contractors Insurance

Posted by Jake Hynes on Nov 14, 2016 8:20:44 PM

For contractors in South Burlington, Vermont, insurance is a necessary cost. Not only does it provide protection from a number of potential liabilities, but it’s also often required to get jobs. While there’s no way of avoiding paying premiums for a contractors policy, there are ways to save on ...

Directors and Officers Insurance Facts for South Burlington Leaders

Posted by Jake Hynes on Oct 31, 2016 6:59:58 PM

Directors and officers insurance provides leaders with a host of protections, but these policies (like most business insurance policies) also have exclusions. One exclusion that’s found in many directors and officers policies is the regulatory exclusions. Any leaders in South Burlington, Vermont ...

This material is for informational purposes only. All statements herein are subject to the provisions, exclusions and conditions of the applicable policy, state and federal laws. For an actual description of coverage, terms and conditions, please refer to the applicable insurance policy or check with your insurance professional. The illustrations, instructions and principles contained in the material are general in scope and, to the best of our knowledge, current at the time of publication.