Generally speaking, commercial umbrella insurance policies don’t have standard deductibles. While there may be an occasional exception, you’re far more likely to find underlying limits requirements and self-insured retentions in your Vermont business’ commercial umbrella policy. These are similar ...
Posted by
Jake Hynes on Nov 1, 2017 9:51:34 PM
The particular perils that your Vermont business’ commercial package policy provides protection from will be outlined in the policy’s terms, conditions and exclusions. Because policies have their own language, the perils they cover can vary. In general, however, policies can be categorized into ...
Posted by
Jake Hynes on Aug 10, 2017 9:42:37 AM
Canceling a seasonal business’ commercial auto insurance policy when the work season is over may seem like a logical and wise decision to reduce a business’ overhead. After all, why should chimney sweeps, snow plowers, and holiday retailers pay auto insurance premiums during the offseason, when ...
Posted by
Jake Hynes on Jul 17, 2017 6:53:36 PM
Inland marine insurance was originally developed to protect cargo while it was being transported across land (as opposed to across the ocean). When the insurance was first offered, waterways offered the most efficient modes of travel. Thus, the insurance became known as inland marine coverage. ...
Posted by
Jake Hynes on Jul 7, 2017 10:11:19 AM
Business owners policies are package insurance policies that provide basic insurance coverages many businesses in Vermont need. Here are some particular coverages to look for when selecting a business owners policy for your business.
Posted by
Jake Hynes on Jun 5, 2017 1:32:26 PM
When hiring a contractor to do work on your house, there are many details to discuss before any work is begun. One detail that some homeowners overlook is insurance. Before agreeing to have any contractor do work on your Waterbury, Vermont home, ask to see proof of their contractors insurance. ...
Posted by
Jake Hynes on May 25, 2017 5:13:43 PM
General liability insurance is a foundational commercial insurance. It’s a coverage that many businesses in Saint Albans, VT should have, and it’s one that’s found in several different types of insurance policies. If you own a business in the area, here’s a look at three different ways your company ...
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