TS Peck

Vermont Insurance Blog

Winter rats are usually inexpensive vehicles that Vermont residents purchase for the express purpose of driving during winter’s harsh conditions, and this should be kept in mind when selecting car insurance coverages for these vehicles. If you have an older car, truck or SUV that you’ll be driving ...
Many insurance companies ask a “warranty question” whenever businesses purchase a new directors and officers insurance policy. If you have a Vermont business that’s buying D&O insurance, everyone involved in the policy-buying process should be aware of and prepared for this question.
Cyber insurance has quickly become an essential coverage for many businesses, but it remains a relatively new insurance offering. Because it’s new, policies don’t always offer a uniform set of protections and business owners don’t always know what protections are available. If you want to protect ...
As is true with most kinds of insurance, boat insurance premiums vary but are usually less expensive than facing a major claim without any protection in place. Insurance companies base their premiums on many different factors, and you don’t have control over all of them. There are, however, several ...
Many contracting firms in Vermont rely, at least at times, on leased or rented equipment. If your contracting business does, you’ll want to make sure that equipment is properly insured while your business is using it. Here’s a look at how to adjust your business’ contractors insurance when leasing ...
The act of actually paying a condo association insurance premiums is a straightforward process. Most associations simply have the appropriate board member write a check or make an electronic payment. Passing the payment onto association members is a little more involved, although it’s still fairly ...
Renters insurance policies help protect Vermont residents who rent their living space from a number of risks. Here’s a guide to how most renters policies define the risks they offer protect from.
Generally speaking, commercial umbrella insurance policies don’t have standard deductibles. While there may be an occasional exception, you’re far more likely to find underlying limits requirements and self-insured retentions in your Vermont business’ commercial umbrella policy. These are similar ...
Personal umbrella insurance is sometimes viewed as a protection that only the wealthy need. This supplemental coverage isn’t just for people who have lots of assets, though. Many average Vermont residents can benefit from getting a personal umbrella policy. Here’s why.
Insurance companies consider many different factors when calculating motorcycle insurance premiums. Riders have little control over some factors (e.g. age, gender and marital status), and others riders often don’t want to change (e.g. coverages and limits). There are still more factors that riders ...

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