Vermont Insurance Blog

T.S. Peck Insurance Honored as Top Performing Agency

Posted by Jake Hynes on Apr 21, 2020 4:14:35 PM

FOR IMMEDIATE RELEASE April 16, 2020

Waitsfield, VT Residents: Do You Need Homeowners or Landlord Insurance?

Posted by Jake Hynes on Apr 9, 2020 8:03:41 PM

When purchasing insurance for a residential building, it’s important to get the right type of coverage. It's also something to consider when you're in the process of converting your home into a rental property. If you don’t, you may one day find that your building wasn’t as well protected as you ...

What Car Insurance Coverages Should I Get For My Winter Rat?

Posted by Jake Hynes on Mar 5, 2020 12:00:00 PM

Winter rats are usually inexpensive vehicles that Vermont residents purchase for the express purpose of driving during winter’s harsh conditions, and this should be kept in mind when selecting car insurance coverages for these vehicles. If you have an older car, truck or SUV that you’ll be driving ...

Will My Business Have to Answer a “Warranty Question” When Getting Directors and Officers Insurance?

Posted by Jake Hynes on Feb 1, 2020 8:04:00 PM

Many insurance companies ask a “warranty question” whenever businesses purchase a new directors and officers insurance policy. If you have a Vermont business that’s buying D&O insurance, everyone involved in the policy-buying process should be aware of and prepared for this question.

What Coverages Should I Ask About When Getting Cyber Insurance For My Business?

Posted by Jake Hynes on Jan 14, 2020 8:05:00 PM

Cyber insurance has quickly become an essential coverage for many businesses, but it remains a relatively new insurance offering. Because it’s new, policies don’t always offer a uniform set of protections and business owners don’t always know what protections are available. If you want to protect ...

How Much Does Boat Insurance Cost in Vermont?

Posted by Jake Hynes on Dec 9, 2019 12:00:00 PM

As is true with most kinds of insurance, boat insurance premiums vary but are usually less expensive than facing a major claim without any protection in place. Insurance companies base their premiums on many different factors, and you don’t have control over all of them. There are, however, several ...

Does Contractors Insurance Cover Equipment My Contracting Business Rents?

Posted by Jake Hynes on Nov 22, 2019 8:06:00 PM

Many contracting firms in Vermont rely, at least at times, on leased or rented equipment. If your contracting business does, you’ll want to make sure that equipment is properly insured while your business is using it. Here’s a look at how to adjust your business’ contractors insurance when leasing ...

How Does My Condo Association Pay Its Condo Association Insurance Premiums?

Posted by Jake Hynes on Oct 3, 2019 8:06:00 PM

The act of actually paying a condo association insurance premiums is a straightforward process. Most associations simply have the appropriate board member write a check or make an electronic payment. Passing the payment onto association members is a little more involved, although it’s still fairly ...

What Risks Does My Renters Insurance Policy Protect Against?

Posted by Jake Hynes on Sep 18, 2019 8:07:00 PM

Renters insurance policies help protect Vermont residents who rent their living space from a number of risks. Here’s a guide to how most renters policies define the risks they offer protect from.

Does My Business’ Commercial Umbrella Insurance Have Deductibles?

Posted by Jake Hynes on Aug 28, 2019 8:08:00 PM

Generally speaking, commercial umbrella insurance policies don’t have standard deductibles. While there may be an occasional exception, you’re far more likely to find underlying limits requirements and self-insured retentions in your Vermont business’ commercial umbrella policy. These are similar ...

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This material is for informational purposes only. All statements herein are subject to the provisions, exclusions and conditions of the applicable policy, state and federal laws. For an actual description of coverage, terms and conditions, please refer to the applicable insurance policy or check with your insurance professional. The illustrations, instructions and principles contained in the material are general in scope and, to the best of our knowledge, current at the time of publication.