Generally speaking, commercial umbrella insurance policies don’t have standard deductibles. While there may be an occasional exception, you’re far more likely to find underlying limits requirements and self-insured retentions in your Vermont business’ commercial umbrella policy. These are similar ...
Personal umbrella insurance is sometimes viewed as a protection that only the wealthy need. This supplemental coverage isn’t just for people who have lots of assets, though. Many average Vermont residents can benefit from getting a personal umbrella policy. Here’s why.
Insurance companies consider many different factors when calculating motorcycle insurance premiums. Riders have little control over some factors (e.g. age, gender and marital status), and others riders often don’t want to change (e.g. coverages and limits). There are still more factors that riders ...
When purchasing a commercial property insurance policy, it’s important to get all of the property protections that your Vermont businesses needs. No one wants to pay for extraneous coverages, though. For most businesses, replacement-cost coverage isn’t an extraneous coverage. It’s an important one, ...
The particular perils that your Vermont business’ commercial package policy provides protection from will be outlined in the policy’s terms, conditions and exclusions. Because policies have their own language, the perils they cover can vary. In general, however, policies can be categorized into ...
In-ground swimming pools add a dimension to summer fun and activities. They’re great for water aerobics, cooling off, parties and relaxing, and they’re just a few steps away in your backyard. Getting an in-ground pool also, however, increases your risk exposure. If you’re having an in-ground ...
High value home insurance policies give wealthy Vermont homeowners an easy way to insure both their houses and the contents in them. In general, these policies offer more coverages than standard policies do. Here are five coverages that people who have an expensive primary or secondary house in the ...
Canceling a seasonal business’ commercial auto insurance policy when the work season is over may seem like a logical and wise decision to reduce a business’ overhead. After all, why should chimney sweeps, snow plowers, and holiday retailers pay auto insurance premiums during the offseason, when ...
Applying for auto insurance is a fairly simple and straightforward process. You will need to have some paperwork in order, though. Here are the documents you’ll need when applying for car insurance in Vermont.
Inland marine insurance was originally developed to protect cargo while it was being transported across land (as opposed to across the ocean). When the insurance was first offered, waterways offered the most efficient modes of travel. Thus, the insurance became known as inland marine coverage. ...

How Can We Help?